trying to buy a house. but creidit is not perfact. it was great once apon a time. then the auto industries when under a i lost my job. so i had to file bankrupcy. i have a wife and 4 kid so times are tuff. but we get by. i rent a house. that the land lord wont fix the heater. so my electic bill is very high. thats all for now if any one caon help let me know thanksĀ